Rate Insurance Releases Comprehensive 2025 Home Insurance Trends Report
SCHAUMBURG, Ill., April 09, 2025 (GLOBE NEWSWIRE) — Rate Insurance, LLC, a subsidiary of Rate and one of the fastest-growing national personal lines and small commercial insurance brokers, has released its 2025 Home Insurance Trends Report. This comprehensive report provides a data-driven analysis of the current state of home insurance in the United States, offering valuable insights for homeowners and industry professionals alike.
The report is based on an extensive analysis of nearly 70,000 active home insurance policies across all 50 states, drawn from policies placed with more than 70 different carriers. This robust dataset, collected over the past six years using proprietary customer data, provides a detailed snapshot of national trends in home insurance. Key findings include significant premium increases, evolving deductible patterns, and state-specific developments that are impacting coverage costs and availability.
In addition to the trend analysis, the report includes a comprehensive claims analysis and strategic recommendations designed to help homeowners manage rising insurance expenses and make informed decisions in 2025. According to Jeff Wingate, President of Rate Insurance, “Insurance costs are climbing, but that doesn’t mean customers are powerless. This report is designed to demystify what’s driving those increases and give homeowners practical ways to keep their policies both affordable and effective—whether adjusting deductibles, bundling coverage, or shopping across carriers.”
The full 2025 Home Insurance Trends Report is available for review on Rate Insurance’s website. For more information about Rate Insurance and their comprehensive insurance products, visit rate.com/insurance.
About Rate Insurance
Rate Insurance is a national insurance brokerage licensed in all 50 states, offering a wide range of personal, commercial, specialty, and life insurance products. Founded in 2008 and owned by Guaranteed Rate d/b/a Rate, operating as Guaranteed Rate, Inc. in New York, Rate Insurance has established itself as a leading insurance brokerage firm. The company has been recognized as a Top 50 Personal Lines Agency and a Top 100 Property & Casualty Agency in the U.S., and was honored as the 2023 Agent for the Future and Outstanding Overall Agency Award winner.
Rate Insurance has built a reputation for exceptional customer service, as evidenced by its 4.9-star rating from over 3.5k Google-verified reviews. By combining a growing team of experienced insurance agents with a cutting-edge digital platform, Rate Insurance leverages its relationships with over 100 top-rated insurance carriers to provide customers with competitive rates and a personalized shopping experience.
