Best Pet Insurance in New York
If you’re looking for pet insurance in New York to help with your furry friend’s vet bills, you have numerous options. Over a dozen insurers operate in the state, many offering reimbursement for up to 90% of your pet’s medical expenses after meeting your deductible. NerdWallet has gathered rates and evaluated plans to help you find the best pet insurance in New York.
Top Pet Insurance Picks in New York
- Best Overall: MetLife – Offers customizable plans with unlimited annual max coverage and reimbursement rates from 50% to 90%.
- Best Budget Pick for Dogs: Pets Best – Provides affordable plans with unlimited annual coverage and the option to pay your vet directly.
- Best Budget Pick for Cats: Figo – Offers extensive coverage with reimbursement rates up to 100% and a user-friendly mobile app.
- Best for Comprehensive Coverage: ASPCA – Features generous coverage, including alternative therapies and behavioral issues, with a shorter waiting period for cruciate injuries.
How We Chose the Best Pet Insurance
NerdWallet’s rating system rewards pet insurance companies with broad coverage, customization options, high financial strength ratings, and good customer experiences. Our ratings are based on weighted averages of scores in several categories, including financial strength, scope of coverage, and consumer experience.
Pet Insurance Rates in New York
Rates vary depending on your pet’s age, breed, and location. Here are sample monthly rates for 2-year-old and 8-year-old mixed-breed dogs and cats in New York City:
Young Pets (2 years old)
- Dogs:
- ASPCA: $63
- MetLife: $49
- Pets Best: $41
- Cats:
- ASPCA: $34
- Figo: $21
- MetLife: $30
Older Pets (8 years old)
- Dogs:
- ASPCA: $125
- MetLife: $84
- Pets Best: $87
- Cats:
- ASPCA: $56
- Figo: $40
- MetLife: $47
Why You Can Trust NerdWallet
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy. Our ratings are specific to pet insurance and are based on a comprehensive evaluation of each company’s offerings.
Learn More
For more information on pet insurance and other insurance products in New York, check out our additional resources on car insurance, homeowners insurance, and Medicare Advantage plans in New York.
