In Spain, a significant change came into effect in 2023 with the implementation of the Animal Welfare Act. This legislation now mandates that all dog owners take out civil liability insurance, regardless of their dog’s breed. The annual cost for this insurance ranges between 25 and 50 euros, and in some cases, it may be included as part of household insurance coverage. It’s crucial to distinguish this liability insurance from health insurance for pets, as they serve different purposes and offer distinct types of protection.
