Best Pet Insurance in Texas 2025
The average cost of pet insurance in Texas is $60 per month for dogs and $29 per month for cats. Our analysis evaluated key coverage categories such as pet insurance costs, direct vet payments, 24/7 vet helplines, and wellness plans.
Top Pet Insurance Companies in Texas
- Pets Best: 4.5 rating, $46 average monthly cost for dogs, covers vet exam fees, dental illnesses, and behavioral therapy
- Figo: 4.0 rating, $68 average monthly cost for dogs, offers plan upgrades and coverage for boarding costs
- Lemonade: 4.0 rating, $44 average monthly cost for dogs, offers discounts for multi-pet households and bundling with other policies
Key Factors to Consider
- 24/7 Vet Helpline: Many pet insurance companies offer access to a 24/7 vet helpline for health-related questions.
- Direct Vet Payments: Some insurers, like Pets Best, offer direct payments to vets, reducing out-of-pocket costs.
- Multi-Pet Discounts: Insurers may offer discounts for insuring multiple pets.
- Wellness Plans: Additional coverage for routine care, such as microchipping and vaccinations, can be added to standard plans.
- Waiting Periods: Understand the waiting periods for coverage to begin, especially for orthopedic conditions.
Methodology
Our ratings considered 34 coverage categories, including pet insurance rates, direct vet payments, and customer satisfaction surveys. We analyzed 18,226 pet insurance rates and considered 108 years of insurance experience on our editorial team.
For more information on pet insurance in Texas, including FAQs and comparisons of different insurance providers, visit the original article on Forbes Advisor.
