Introduction to Chase Sapphire Reserve for Business
Chase has expanded its premium Sapphire credit card line to business owners with the new Chase Sapphire Reserve for Business. This card maintains the high-end travel benefits that Sapphire users are familiar with, offering over $2,500 in annual value for business owners and entrepreneurs on the go.
Key Benefits and Features
The Chase Sapphire Reserve for Business comes with a $795 annual fee, making it one of the more expensive business credit cards available. However, it also offers a generous welcome bonus: cardmembers can earn 200,000 points after spending $30,000 on purchases within the first six months of account opening.
Some of the card’s notable benefits include:
- $400 annual statement credits on purchases made directly with ZipRecruiter
- $300 annual travel credit
- $120 Global Entry, TSA Precheck, or Nexus fee credit every four years
- Access to 1,300+ airport lounges worldwide with Priority Pass Select membership
- IHG One Rewards Platinum Elite status through December 31, 2027
- Comprehensive travel and purchase protections
Earning Structure
The card offers elevated earning rates in several categories:
- 8X points on Chase Travel purchases
- 5X points on eligible Lyft rides through September 30, 2027
- 4X points on flights and hotels booked directly
- 3X points on social media and search engine advertising
- 1X points on all other purchases
Maximizing the Card’s Value
To make the most of the Chase Sapphire Reserve for Business, cardholders need to take advantage of its various statement credits and benefits. Categories like DoorDash and Giftcards.com can be used for employee appreciation, while Google Workspace credits can support business operations.
After spending $120,000 in a calendar year, cardholders unlock additional benefits, including IHG One Rewards Diamond Elite Status, Southwest Rapid Rewards A-List Status, and a $500 Southwest Airlines credit when booked through Chase Travel.
Conclusion
The Chase Sapphire Reserve for Business is designed for business owners who value premium travel benefits and are looking to maximize their credit card rewards. While its $795 annual fee is significant, the card’s numerous benefits and credits can provide substantial value for the right users.
Final Considerations
Before applying for the Chase Sapphire Reserve for Business, potential cardholders should carefully review the card’s terms, benefits, and their own business spending habits to ensure it aligns with their financial needs and goals.
