AIA Hong Kong Introduces Wealth Generation for High-Net-Worth Individuals
AIA Hong Kong has launched Wealth Generation, a bespoke life insurance plan designed for high-net-worth (HNW) individuals. This comprehensive solution addresses the dual priorities of HNW customers: wealth accumulation and legacy management. The plan features multiple market-first legacy planning options, a rare Flexi Withdrawal Option, and value-added services, delivering a competitive projected total internal rate of return (IRR).
Key Features of Wealth Generation
- Short Projected Breakeven Period: As short as four years, with a 10-year projected total IRR of up to 5.05%
- Flexi Withdrawal Option: Policyholders can set up flexible withdrawal instructions starting from the end of the 5th policy year
- Legacy Planning Options: Market-first Future Guard Option, Beneficiary Flexi Option, and Health Impairment Option
- Value-Added Services: Transitional Owner Arrangement and advisory services on tax planning, trusts, legal, and family office consultations through AIA Club Alta
Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, emphasized the company’s customer-centric approach and commitment to helping customers achieve Healthier, Longer, Better Lives. “AIA remains unwavering in our customer-centric approach, consistently delivering innovative products and thoughtful services that go beyond expectations and delight our customers.”
The Wealth Generation plan is designed to empower HNW customers to accumulate wealth and achieve seamless legacy transfer. With its market-first features and value-added services, it provides a comprehensive solution for wealth management and succession planning.
All information about Wealth Generation is for reference only and does not constitute any offer or insurance product recommendation. Customers are advised to refer to the product brochure and policy contract for details on product features, terms, and conditions.
