Best Homeowners Insurance Companies of 2025
Forbes Advisor has analyzed 14 major home insurers to determine the best homeowners insurance companies of 2025. Nationwide and USAA emerged as top contenders, offering excellent coverage and competitive prices.
Top Picks
- Nationwide: Known for its high-net-worth homeowners insurance, Private Client, which includes a cash-out option if your home is destroyed.
- USAA: Offers low prices and quality service to military members, veterans, and their families.
- Westfield: Provides competitive prices and superb coverage, making it an excellent option for those looking for value.
How to Choose the Best Home Insurance
To find the best home insurance, consider the following factors:
- Determine how much coverage you need based on your property’s value and personal belongings.
- Compare quotes from multiple insurance companies to find the best rates.
- Look for discounts, such as bundling home and auto policies or installing security devices.
Key Considerations
When selecting a homeowners insurance company, consider factors such as:
- Coverage options and limits
- Price competitiveness
- Level of complaints and customer satisfaction
- Digital experience and claims process
Forbes Advisor’s analysis provides a comprehensive overview of the best homeowners insurance companies, helping you make an informed decision for your insurance needs.
