Best Pet Insurance in Florida: A Comprehensive Guide
If you’re a Florida pet owner, you’ve got numerous options when it comes to insuring your furry friend. Over a dozen pet insurance companies operate in the Sunshine State, offering a range of coverage plans. NerdWallet has done the legwork, comparing rates and policies to help you find the best pet insurance in Florida.
Top Pet Insurance Picks in Florida
- Best Overall: MetLife – Offers customizable plans with unlimited annual max coverage and no age restrictions for enrollment.
- Best Budget Pick: Liberty Mutual – Provides three plans to choose from, with discounts for existing customers and coverage for behavioral therapy.
- Best for Comprehensive Coverage: ASPCA – Offers generous coverage with unlimited annual max coverage, including alternative therapies and behavioral issues.
How NerdWallet Chose the Best Pet Insurance in Florida
NerdWallet’s rating system rewards pet insurance companies that offer broad coverage, customizable plans, high financial strength ratings, and excellent customer experiences. The ratings are based on a curved 5-point scale, taking into account factors such as financial strength, scope of coverage, and customer experience.
Sample Rates for Florida Pets
NerdWallet gathered quotes for 2-year-old and 8-year-old mixed-breed dogs and cats in Jacksonville to compare rates among top insurers. Here are some sample monthly rates:
- For young dogs (2 years old): Liberty Mutual ($18), Pets Best ($21), Costco ($20)
- For older dogs (8 years old): Liberty Mutual ($29), Pets Best ($47), Costco ($54)
- For young cats (2 years old): Costco ($8), Figo ($9), Liberty Mutual ($10)
- For older cats (8 years old): Liberty Mutual ($17), Costco ($19), Figo ($22)
Why You Can Trust NerdWallet’s Ratings
NerdWallet’s editorial guidelines ensure fairness and accuracy in their coverage. Their ratings are specific to pet insurance and based on weighted averages of scores in several categories. The company does not receive compensation for reviews, ensuring unbiased recommendations.
Dive Deeper into Pet Insurance
For more information on pet insurance, check out NerdWallet’s guides on the best pet insurance companies, cheap pet insurance options, and whether pet insurance is worth the cost.
