Best Pet Insurance in North Carolina
Pets Best is the top-rated pet insurance company in North Carolina, according to Forbes Advisor’s analysis. The average monthly cost for pet insurance in North Carolina is $68 for dogs and $33 for cats.
Top Pet Insurance Companies
- Pets Best: 5.0 rating, $42 average monthly cost for dogs, known for solid basic coverage and good prices for unlimited annual coverage.
- Figo: 4.0 rating, $52 average monthly cost for dogs, stands out for its 100% reimbursement option and coverage of alternative therapies.
- ManyPets: 4.0 rating, $50 average monthly cost for dogs, notable for its short waiting period and coverage of vet exam fees.
- Healthy Paws: 4.0 rating, $46 average monthly cost for dogs, offers unlimited annual coverage at competitive prices.
- AKC: 4.0 rating, $49 average monthly cost for dogs, provides a variety of annual coverage options and deductibles.
Key Considerations
When choosing pet insurance in North Carolina, consider the following factors:
- Direct vet payments: Some insurers like Pets Best can pay vets directly.
- Multi-pet discounts: Look for discounts if you have multiple pets.
- 24/7 vet helpline: Many insurers offer access to a 24/7 vet helpline.
- Wellness plans: Consider plans that cover routine care.
- Waiting periods: Check the waiting periods for coverage to start.
- Vet exam fees: Some insurers cover vet exam fees.
Average Costs
The average cost of pet insurance in North Carolina varies by company and pet type. For unlimited coverage, average monthly costs range from $42 to $52 for dogs and $18 to $31 for cats.
Veterinary Costs in North Carolina
Average veterinary visit costs in North Carolina range from $65 to $70 per visit for dogs, with additional costs for services like surgery and X-rays.
Methodology
Forbes Advisor’s ratings are based on factors including pet insurance rates, special waiting periods, direct payment to vets, 24/7 vet health lines, routine wellness plans, and coverage of veterinary exam fees.
