Best Pet Insurance Wellness Plans For Routine Care
Pet insurance wellness plans are add-on coverage options that reimburse pet owners for routine veterinary expenses. The best plans vary in coverage and cost. Here’s a summary of the top-rated wellness plans:
Top Pet Insurance Wellness Plans
- AKC Pet Insurance DefenderPlus: Offers maximum potential savings of $411 for dogs, with coverage up to $735 annually. It includes reimbursement for dental cleanings, spay/neuter surgery, flea and tick prevention, and wellness exams.
- Wagmo Deluxe: Provides generous benefits, including two routine vet exams per year up to $200 and four routine vaccinations or boosters up to $200 per year. The annual limit is $1,580, with an annual cost of $708 for dogs and cats.
- Nationwide Pet Wellness Plus: Offers hard-to-find perks like nail trimming, health certificates, and additional tests. The annual limit is $500, with an annual cost of $264 for dogs and cats.
- Pets Best BestWellness: Covers teeth cleaning up to $150 per year and flea and tick prevention up to $65 per year. The annual limit is $535, with an annual cost of $312 for dogs and cats.
- Lemonade Preventive Care+: Allows customization with add-ons for vet visit fees, physical therapy, and end-of-life expenses. The annual limit is $480, with an annual cost of $288 for dogs and $192 for cats.
- ManyPets Wellness: Covers vitamins, supplements, and aromatherapy up to $150 per year. The annual limit is $600, with an annual cost of $420 for dogs and $300 for cats.
What is a Pet Wellness Plan?
A pet wellness plan is an add-on to a base pet insurance policy, covering routine care expenses like wellness exams, vaccinations, and preventive care.
Key Considerations
- Average monthly cost: $24 for dogs and $22 for cats
- Reimbursement-based: Pet owners pay upfront and submit claims for reimbursement
- Varying coverage: Plans differ in what they cover and the annual limits
- Add-on costs: Wellness plans cost extra on top of base pet insurance premiums
Choosing the Best Plan
- Evaluate the annual cost and maximum savings potential
- Consider your vet’s charges for routine care
- Assess the reimbursement amounts for various services
- Determine your out-of-pocket costs for additional care
Are Pet Insurance Wellness Plans Worth It?
Wellness plans are worth it if you’ll maximize reimbursements. Compare the annual cost to your potential savings.
For more detailed information and to compare plans, visit the original article on Forbes Advisor.
