Wildfire Risks Impact Home Insurance in Central Oregon
Homeowners in Central Oregon are facing significant changes to their home insurance policies due to increased wildfire risks. Many are receiving notices of policy changes or cancellations, with some experiencing staggering rate increases. The Oregon Dept. of Forestry and OSU released an interactive wildfire hazard zones map in early January 2025, but state law prohibits insurers from using this state map to decide on policies.

According to reports, a large number of customers are being greatly affected by these changes. While the state map is not being used by insurers, the risk assessment appears to be influencing their decisions. Homeowners are advised to consult with insurance agents to understand their options and potentially keep their coverage at an affordable price.
For more detailed information on this developing story, viewers can watch Claire Elmer’s full report on KTVZ News at 5:00 p.m. on Thursday.