Effective April 1, 2025, employees of the State Group Life Insurance program will see adjustments to both their premium rates and coverage levels. These changes will be reflected in the April 3, 2025, paycheck.
Premium Rate Updates
Most age categories will experience an increase in premium rates. However, premiums for spouse and dependent coverage will remain unchanged.
Coverage Level Adjustments
Coverage levels are also slated for updates. Details on the specific changes can be found on the State Group Life Insurance web page.
Determining Your Premium
Your State Group Life Insurance premium is calculated based on:
- Premium rate
- Your highest calendar year of eligible earnings
- Your age as of April 1 each year
- Your elected coverage level(s)
Estimating Your Updated Premium
Employees currently enrolled in the State Group Life Insurance Program can estimate the premium change:
- Log on to my.wisconsin.edu and click on the Benefits and Well-Being tile.
- Review your Benefit Enroll Confirmation to confirm your coverage level(s) (State Group Life-Basic, Supplemental, Additional, and Spouse & Dependent).
- Visit the Benefits Premiums web page, select State Group Life Insurance from the list and follow the instructions to calculate your estimated monthly premium.
The Universities of Wisconsin contributes towards the cost of your State Group Life Insurance Basic and Supplemental coverage. Employees are responsible for the full cost of Additional and Spouse/Dependent coverage.
For more information, please review the State Group Life Insurance web page and the Benefits Premiums web page. If you have further questions, contact your benefits contact.
