Credit Card Options
Looking for the perfect credit card can feel like a challenge. With so many choices, where do you start? This guide breaks down popular credit card categories to help you make the best choice for your financial situation.
Rewards Credit Cards
Get rewarded for your spending! Rewards cards offer points, miles, or cash back on purchases. If you like perks, this is a great place to start.
Low Interest Credit Cards
Carrying a balance? A low-interest card can save you money on interest charges. Look for cards with competitive APRs (Annual Percentage Rates).
Business Credit Cards
Designed for business owners, these cards offer features like expense tracking, employee cards, and spending rewards tailored to business needs.
Travel Credit Cards
Frequent flyers, these are for you. Travel cards offer airline miles, hotel points, and travel-related perks like airport lounge access and travel insurance.
Balance Transfer Credit Cards
Transferring high-interest debt to a balance transfer card can save you money. Many offer introductory 0% interest periods.
Credit Card Guides
Need a little more info? Check out informational guides providing helpful advice on how to pick a card.
Cash Back Credit Cards
Earn a percentage of your spending back as cash. These cards are straightforward and offer great value.
Student Credit Cards
Build credit with a student card. These cards are designed to help students establish a credit history.
Travel Insurance Credit Cards
Enjoy peace of mind when traveling. These cards include benefits like trip cancellation/interruption coverage and rental car insurance.
No Fee Credit Cards
Avoid annual fees! These cards offer value without the added cost.
No Foreign Transaction Fees Credit Cards
Traveling abroad? Avoid extra costs with a card that doesn’t charge foreign transaction fees.
Secured Credit Cards
If you’re building or rebuilding credit, a secured card requires a security deposit and offers a way to establish responsible credit use.
Special Offers
Keep an eye out for sign-up bonuses, introductory offers, and limited-time promotions. They can significantly boost the value of a new card.
Check Your Application Status
Applied for a card? Check your application status online.
