GEICO Pet Insurance Review
GEICO pet insurance, underwritten by Embrace, offers comprehensive and customizable coverage for dogs and cats. The standard accident and illness plan covers various conditions, including hereditary and dental illnesses, as well as alternative treatments like acupuncture.
Key Features
- Covers curable pre-existing conditions that have been symptom-free for 12 months
- Includes 24/7 vet helpline for health questions
- Offers optional coverage for prescription medications and exam fees
- Wellness Rewards plan available for routine care expenses
Plans and Coverage Options
GEICO and Embrace offer three types of plans:
- Accident and Illness Plan: Covers treatment for accidental injuries and various illnesses, including cancer and dental issues.
- Accident-Only Plan: For senior pets, covering incidents like broken bones and animal bites.
- Wellness Rewards Plan: Reimburses routine expenses such as vaccinations, dental cleaning, and grooming.
Costs and Customization
- Deductibles range from $100 to $1,000 per year
- Reimbursement rates of 70%, 80%, or 90% available
- Annual coverage limits between $2,000 and $15,000, or unlimited
- Sample monthly premiums vary by pet age, breed, and location
How to Get Started
- Visit the Embrace website through GEICO’s referral
- Get a quote and customize your plan
- Manage your policy and submit claims online or through the mobile app
Customer Support
- Customer service available via phone (800-793-2003)
- Claims processing typically takes 10-15 business days
- Direct deposit available for claim reimbursements
GEICO pet insurance is available in most states, with pricing varying by location, pet age, and breed. Consider comparing quotes and coverage options to find the best fit for your pet’s needs.
