Geico has successfully defended itself against a lawsuit filed by a Missouri woman who alleged she contracted a sexually transmitted disease after having sex with an insured individual inside a car covered by the insurer. The case was heard in the U.S. District Court for the District of Kansas.
Geico’s argument centered on the terms of its auto policy, which it asserted only applied to bodily injuries arising from the ownership, maintenance, or use of the vehicle. The insurer contended that the plaintiff’s alleged damages did not have a sufficient connection to the ownership, maintenance, or use of the insured vehicle.