Nationwide’s Pet Insurance Claims Data Highlights Top Health Risks for Dogs and Cats
COLUMBUS, Ohio – March 19, 2025 – Nationwide released its annual report detailing the most frequent pet insurance claims, providing insights into the most common health issues affecting dogs and cats. Understanding these prevalent conditions can help pet owners be proactive in managing their pets’ health and anticipating potential veterinary costs.
“From itchy skin to upset stomachs, the most common health issues affecting pets are the ones veterinarians see every day,” stated Dr. Emily Tincher, Chief Veterinary Officer at Nationwide. “When a pet is diagnosed with a chronic condition, the financial impact can be just as worrying as the diagnosis itself. Many of these conditions require ongoing care, with costs increasing significantly over time. Understanding potential health risks and planning ahead can help pet parents navigate these challenges and ensure their pets receive the care they need.”
Key Findings for Dogs
For the 13th consecutive year, skin allergies remain the leading health concern for insured dogs. The top eight conditions from last year’s list largely remain unchanged. Here’s what the data shows:
- Skin allergies full year cost: $841
- Arthritis full year cost: $1,093
- Heart disease full year cost: $1,203
- Liver disease full year cost: $770
- Kidney failure full year cost: $992
Kidney failure enters the top 10 this year, displacing respiratory infections, which previously held the ninth position. Notably, cruciate tears, seizures, and respiratory infections closely follow in ranking, with kidney failure edging out the others.
Top Conditions for Nationwide-Insured Dogs
*Chronic conditions are indicated by an asterisk.
Five of the top 10 conditions for dogs are chronic and require long-term care.
Key Findings for Cats
For the second year in a row, diarrhea/intestinal upset tops the list for cats. The top six conditions from the previous year remained the same; however, positions 7-10 saw some shifts. Respiratory infection, diabetes, inflammatory bowel disease, and skin allergies experienced slight movement within the rankings.
Top Conditions for Nationwide-Insured Cats
*Chronic conditions are indicated by an asterisk.
Six of the top 10 conditions for cats are chronic, which can lead to increased costs over time.
Proactive Pet Care
Nationwide emphasizes the importance of pet owners being aware of potential health risks for their pets. Pet parents can take an active role in risk reduction and early detection. Further information on pet diseases and conditions can also be found at the Nationwide Pet HealthZone®, a free online resource for pet owners.
Many veterinary costs associated with the diagnosis and treatment of these conditions are eligible for reimbursement based on the member’s chosen coverage. To explore coverage options, visit petinsurance.com.
About Nationwide Pet Insurance
Nationwide is the largest provider of pet health insurance in the United States. Nationwide pet health insurance plans cover dogs, cats, birds, and exotic pets for various medical issues stemming from accidents, illnesses, and injuries. Medical plans are available in all 50 states.
