Welcome to Delaware: Your DMV Roadmap
Delaware, once known for its quiet roadways, has experienced a surge in population. Over the past decade, the state’s population has grown by over 10%, according to the U.S. Census Bureau. This increase, from 1,019,459 residents in 2022 to 1,031,890 in 2023, places Delaware sixth in the nation for percentage growth, outpacing many larger states.
The Division of Motor Vehicles building in Dover
For the many newcomers arriving in the First State, navigating the vehicle registration process is an early step in adjusting to life in Delaware. Here’s what you need to know.
Time is of the Essence
The clock starts ticking as soon as you establish residency. Delaware law requires residents to report any address changes to the Division of Motor Vehicles (DMV) within 30 days. Fortunately, new residents can apply for a Delaware driver’s license at one of the DMV offices located in Delaware City, Dover, Georgetown, or Wilmington.
What You’ll Need at the DMV
When you visit the DMV, be prepared to provide:
- Your out-of-state driver’s license, or a certified copy of your driving record if your license isn’t available.
- Proof of legal presence, such as a birth certificate or passport.
- Proof of your Social Security number.
- Two documents verifying your Delaware residency, such as utility bills, credit card statements, or bank account records.
Registering Your Vehicle: A Step-by-Step Guide
Within 60 days of becoming a Delaware resident, you must transfer your out-of-state vehicle registration. While exceptions exist for military personnel and their dependents, most new residents will need to complete this multi-step process.
Auto Insurance Requirements in Delaware
Before you can register your vehicle, proof of insurance is a must. Delaware requires proof of insurance at the time of registration, and all insurance providers must issue physical insurance cards. The DMV does not accept photocopies, photos, or computer printouts; however, an electronic insurance card through the insurance company’s mobile app is acceptable.
Faxed copies are only valid if sent directly by the insurance company to the DMV.
The agency conducts random audits to ensure all registered vehicles maintain insurance coverage. Penalties for non-compliance start at $100 for the initial 30 days without insurance, with subsequent increases of $5 per day. Registration may also be suspended. Remember, you must carry your insurance card in your vehicle at all times. Operating an uninsured vehicle will result in a fine of not less than $1,500, and/or 30 days in jail and a 6-month driver’s license suspension.
Vehicle Inspection Requirements in Delaware
All out-of-state vehicles must undergo a Delaware DMV inspection. Inspections, including a VIN verification, depend on the vehicle’s model year and weight, but safety checks are mandatory.
Registering Your Car
The final step involves visiting a DMV office in person. If your vehicle has a title from your previous state, you’ll need to surrender it. You will also need to present proof of liability insurance.
Vehicle Fees
Expect to pay fees as part of the registration process. The state charges a vehicle document fee of 4.25 percent of the car’s value, with a minimum of $8. Exemptions apply if you’ve paid taxes in another state within the prior 90 days. A title fee of $35.00 applies for vehicles without a lien and $55.00 if a lien exists.
Exceptions and Resources
If your out-of-state registration has expired, the DMV can issue a five-day temporary tag for $20. Military members and their dependents have specific exemptions and may qualify for a document fee exemption. Nonresidents can also register a vehicle in Delaware if they meet certain conditions, such as providing proof of insurance and registration from their home state, in addition to passing a Delaware vehicle inspection.
To streamline the process, the DMV website offers helpful resources, including:
- A fee calculator to estimate vehicle title and registration costs.
- Real-time branch wait times.
While registering your vehicle in Delaware involves a few steps, taking care of these requirements is a small price to pay for becoming part of the First State. For more information, visit the Delaware DMV website.
