New Zealand residents are increasingly expressing concern about the frequency and severity of natural disasters, particularly storms and floods, according to recent findings released by insurers AMI, State, and NZI. The data, published in the latest Wild Weather Tracker, revealed that over half of respondents reported anxiety related to storm events and heavy rainfall. Flooding was a key concern for 43% of participants, while 50% expressed unease about the potential impact of earthquakes.
Amanda Whiting, chief executive for AMI, State, and NZI, said the figures underscore the extent to which natural hazards are affecting New Zealand communities. “It is troubling that New Zealanders feel worried about going to bed when it’s raining or worry about their homes when storms, high winds, and weather watches are issued,” she said. The research showed that in the last two years, 54% of respondents have been affected by natural events, with 41% saying the impact was negative.
Insurance Claims and Recent Weather Events
The insurers recorded 14 natural hazard events across spring and summer, including six major storm events, each resulting in significant insurance claims. These events generated 3,536 claims, including 908 from the October 2024 Dunedin floods and 373 from the Northland Anniversary storm, which included damage caused by a tornado in Mangawhai. Additional weather activity, including two tornadoes and prolonged rainfall tied to atmospheric conditions, has led to more than 2,000 further claims following ex-Tropical Cyclone Tam.
Proactive Measures Against Natural Hazards
As concern about natural disasters grows, new research from the Natural Hazards Commission (Toka Tū Ake) revealed a growing number of homeowners taking proactive steps to manage hazard risks. The survey found that 71% of respondents had made improvements to safeguard their property – the highest level recorded and a 15-point increase from the previous year. Hamish Armstrong, public education manager at the commission, said the findings suggest stronger public engagement with risk mitigation. “We live in a high-risk country, but there are many things people can do to make their homes safer and stronger against the impact of natural hazards,” he said.
Contrasting Trends: Preparation vs. Climate Concern
Despite the increase in preparation, recent polling from Ipsos New Zealand showed a decline in public concern about climate change. In a global survey, concern among New Zealand respondents fell to 69% in 2025 from 80% in 2023. The share of respondents who believe New Zealand should be taking more action on climate has also dropped. Carin Hercock, country manager at Ipsos New Zealand, suggested economic factors may be shifting public focus, as New Zealanders continue to prioritize issues like inflation and rising household costs.