Rate Insurance and Spot Pet Insurance Join Forces
Rate Insurance has teamed up with Spot Pet Insurance to provide customers with valuable pet insurance options.

This collaboration brings a 10% discount on all pet insurance policies for Rate Insurance customers, plus an extra 10% off for multiple pets.
Spot Pet offers customizable pet insurance plans that cater to each pet’s specific needs. These plans cover accidents, illnesses, and include optional preventive care.
Customers also gain access to a 24/7 pet telehealth helpline, providing professional advice and guidance.
Jeff Wingate, President of Rate Insurance, noted, “At Rate Insurance, we consistently seek ways to offer our customers added value and meet their evolving needs. Partnering with Spot Pet Insurance allows us to broaden our selection with flexible and accessible coverage that supports the health and well-being of pets – a growing priority for families nationwide.”
Spot Pet Insurance simplifies the claims process, enabling Rate Insurance customers to easily submit and monitor claims online.
Spot Pet’s insurance plans are backed by Independence American or United States Fire, and are produced by Spot Pet Insurance Services.
Rate Insurance is licensed in all 50 states, providing multiple personal, commercial, specialty, and life insurance products. Established in 2008, Rate owns the brokerage. In November 2024, Mitchell Brown was appointed as vice-president of commercial insurance, with a focus on expanding commercial sales and expertise in niche markets. His experience includes retail, wholesale, carrier, and aggregation sectors.