Protecting Yourself from Tax-Related Identity Theft: The IRS IP PIN
Identity theft is a growing concern, and tax-related fraud is a particularly damaging form. To combat this, the Internal Revenue Service (IRS) offers an Identity Protection PIN (IP PIN) to help protect taxpayers. This article provides essential information about the IP PIN for the 2025 tax year.
What is an IP PIN?
An IP PIN is a six-digit number known only to you and the IRS. It prevents criminals from using your Social Security number (SSN) to file fraudulent tax returns. The IP PIN is unique to each taxpayer and changes every year.
Who Needs an IP PIN?
- Taxpayers who have confirmed they were victims of tax-related identity theft.
- Taxpayers who have been issued an IP PIN from the IRS.
- Taxpayers who want to proactively protect themselves.
How to Obtain an IP PIN:
- If you’ve been a victim of tax-related identity theft: The IRS will automatically assign and mail you an IP PIN. To retrieve your IP PIN, you would need to verify your identity by clicking on the “Get an IP PIN” tool on the IRS website.
- Proactive Protection: You must have an IRS online account to use the “Get an IP PIN” tool. You will need to verify your identity using their online tool. This tool is generally available in January or February
Important Considerations:
- Keep Your IP PIN Secure: Treat your IP PIN like a credit card PIN – don’t share it with anyone.
- Use Your IP PIN: Enter your IP PIN accurately on your tax return.
- If You Lose Your IP PIN: Use the “Get an IP PIN” tool to retrieve it.
- Reporting Identity Theft: If you believe you are a victim of tax-related identity theft, contact the IRS immediately, and complete Form 14039, Identity Theft Affidavit.
By taking these steps, you can significantly reduce your risk of becoming a victim of tax-related identity theft.
