Bank Negara Malaysia (BNM) reports a decrease in profitability for life insurance and family takaful funds in the second half of 2024 due to investment challenges and rising medical expenses.
This article analyzes the impact of low interest rates and the rise of private equity on the life insurance industry, exploring the resulting changes in business models and potential financial stability implications.
This article examines how low interest rates have reshaped the life insurance sector, leading to riskier investments and increased involvement of private equity firms. It discusses the implications for financial stability.