Zurich Italy has introduced Smart Protection, a new life insurance offering intended to simplify the process of obtaining coverage for Italian families. The product is designed to be easily accessible, allowing customers to activate their policy with just five questions and without the need for medical examinations or supporting documentation.
Smart Protection provides several key features:
- Flexible Coverage: Coverage amounts range from €50,000 to €250,000.
- Term Lengths: Policy terms are available from 5 to 20 years.
- Accident Riders: Optional riders are available that can double or triple the payout in the event of accidental or road-related deaths.
- Payment Options: Annual premiums can be paid monthly, quarterly, or semi-annually without any additional cost.
- Tax Benefits: Policyholders can take advantage of tax incentives of up to 19% (with a maximum of €530 annually).
The product is available through Zurich’s agency network and Zurich Bank advisors.