Zurich Italy has rolled out Smart Protection, a simplified life insurance product aimed at making coverage easier to obtain for Italian families. A key feature of the new policy is its streamlined activation process, requiring only five questions to get started. This eliminates the need for medical examinations or the submission of supporting documents, simplifying the process for potential customers.
Smart Protection offers several benefits:
- Flexible coverage amounts, ranging from €50,000 to €250,000
- Term lengths available from 5 to 20 years
- Optional accident riders that can double or triple the payout in the event of accidental or road-related deaths
- Annual premiums payable monthly, quarterly, or semi-annually, with no additional cost
- Tax incentives of up to 19% (maximum €530 annually)
The product is readily available through Zurich’s agency network and Zurich Bank advisors.
